The purpose of St. Louis Community Credit Union is to foster and promote economic well-being, growth and development of its membership with loan, investment and information services for the ultimate benefit of Credit Union members.
To create and deliver an environment of excellence for our members, staff and our community.
St. Louis Community Credit Union is a progressive, full-service financial institution. Since 1942, we’ve been committed to providing our members with an outstanding selection of savings and investment products, loans and convenience services – all designed to help families like yours achieve greater prosperity now and in the years ahead.
Unlike other financial institutions, a credit union is owned by the people who save and borrow there. That’s why we call you a “member,” not a “customer.” Eligibility for credit union membership is determined by a common link, such as where you live, work or go to school.
Because St. Louis Community is a not-for-profit financial cooperative, we can offer you better rates and fewer fees than most large financial institutions. Income the Credit Union earns from loans and investments is returned to members in the form of higher interest rates on savings accounts, lower interest rates on loans, and fewer fees.
When you do business with St. Louis Community, you are making a difference. Your membership actually means something. St. Louis Community Credit Union gives back to the community by:
- offering affordable car and home loans, second-chance checking products, credit building services and a payday loan alternative
- placing locations in underserved communities where we are needed most
- delivering free, hands-on financial education* and
- serving as a jobs creator
These efforts provide a holistic approach to financial empowerment, thus making our community stronger.
As you may have heard from some of our members, we really do work for you – and we take that philosophy very seriously. We truly believe that our primary purpose is to help improve your financial situation. So whether you need a loan for your first home, an easy way to save, or even a little cash to get you to payday, we’re a smart, affordable alternative to other financial services providers.
Welcome to the community
As a Community Development Financial Institution (CDFI), we take great pride in the neighborhoods we serve. We live here and we work here, so we’re actively involved in helping to improve our communities. We take a leadership role in the economic development, financial education* and, ultimately, the economic self-sufficiency of our communities. As a rule of thumb, we invest time and resources into developing offices, as well as product and service offerings that cater to underserved populations. We are truly embedded in the community with 11 area locations, three of which are within social service agencies.
Meaningful growth in our communities is something that doesn’t derive from a single organization’s efforts. As both a leader and business partner in the communities we serve, we have partnered with many local businesses and organizations, in our effort to affect positive change in the neighborhoods we share and in the St. Louis region as a whole.
As you may already know, as a not-for-profit credit union, St. Louis Community can provide our members with favorable interest rates, free or no-cost services, and lower or no fees. Because we can offer such attractive products and services, many business partners have added potential membership with St. Louis Community Credit Union as a benefit provided to their employees and their families.
Simply put, we deeply believe that people are worth more than money. So our primary objective is the continued improvement of our members’ standard of living.
Discover The Credit Union Difference
There are four main things that make credit unions different from other financial institutions. To learn more, click here.
*Certain project costs have been underwritten by the Missouri Department of Economic Development, Neighborhood Assistance Program.