St. Louis Community Credit Union is a progressive, full-service financial institution. Since 1942, we’ve been committed to providing our members with an outstanding selection of savings and investment products, loans and convenience services – all designed to help families like yours achieve greater prosperity now and in the years ahead.
Unlike other financial institutions, a credit union is owned by the people who save and borrow there. That’s why we call you a “member,” not a “customer.” Eligibility for credit union membership is determined by a common link, such as where you live, work or go to school.
Because St. Louis Community is a not-for-profit financial cooperative, we can offer you better rates and fewer fees than most large banks. Income the Credit Union earns from loans and investments is returned to members in the form of higher interest rates on savings accounts, lower interest rates on loans, and fewer fees. We offer second-chance checking products, credit building services and a payday loan alternative in an effort to help break the predatory lending cycle for consumers.
As you may have heard from some of our members, we really do work for you – and we take that philosophy very seriously. We truly believe that our primary purpose is to help improve your financial situation. So whether you need a loan for your first home, an easy way to save, or even a little cash to get you to payday, we’re a smart, affordable alternative to other financial services providers.
Welcome to the community
As a Community Development Financial Institution (CDFI), we take great pride in the neighborhoods we serve. We live here and we work here, so we’re actively involved in helping to improve our communities. We take a leadership role in the economic development, financial education and, ultimately, the economic self-sufficiency of our communities. As a rule of thumb, we invest time and resources into developing offices, as well as product and service offerings that cater to underserved populations. We are truly embedded in the community with 11 area locations.
Meaningful growth in our communities is something that doesn’t derive from a single organization’s efforts. As both a leader and business partner in the communities we serve, we have partnered with many local businesses and organizations, in our effort to affect positive change in the neighborhoods we share and in the St. Louis region as a whole.
As you may already know, as a not-for-profit credit union, St. Louis Community can provide our members with favorable interest rates, free or no-cost services, and lower or no fees. Because we can offer such attractive products and services, many business partners have added potential membership with St. Louis Community Credit Union as a benefit provided to their employees and their families.
Simply put, we deeply believe that people are worth more than money. So our primary objective is the continued improvement of our members’ standard of living.
Discover The Credit Union Difference
There are four main things that make credit unions different from other financial institutions. To learn more, click here.