GAP Auto Protection Insurance

Most people learn about Guaranteed Auto Protection (GAP) risk the hard way. If your vehicle is ever stolen, or becomes a total loss because of an accident, your primary insurance carrier does not pay off any outstanding auto loan balance, in most cases.
Instead, your auto insurance carrier will usually pay only the actual cash value (current market value) of your vehicle, less your deductible. In short, you could be stuck paying on a vehicle you no longer have.
That’s why we offer GAP coverage. It eliminates the out-of-pocket expense you would incur to pay off your loan should your vehicle be stolen or totaled. Further, it will even cover your insurance deductible up to $1,000.*
* Deductible coverage is not available in all states.
Ask a member service representative for details.