Loan Alternatives


No matter what your financial situation might be, St. Louis Community Credit Union has you covered. That’s because we provide a number of affordable loan options. These unique products and services can help you meet life’s challenges.
Need an emergency loan but don’t have the best credit?
We’ve got a payday loan alternative, plus a Credit Builder loan to help improve your credit score — which can impact much more than your finances. We even offer a Payday Saver Loan to help members get out from under the heavy burden of debt and the high interest and fees imposed by payday lenders. We are committed to providing fair lending solutions that allow people to escape the payday debt trap and work towards accessing mainstream financial services.
At St. Louis Community, our number-one priority is to improve our members’ standard of living and better their lifestyles. For those who may need second chances, our products and services may provide a pathway to traditional loans.* We’re here to help you financially succeed now, and in the future.
* For those who qualify. All loans are subject to approval.