Auto Loans

Whether you’re looking to buy your next vehicle or refinance your current one, we’ve got you covered. St. Louis Community’s auto loan solutions can help you save BIG! 

Purchase

  • If you’re in the market for a new or used automobile, choose us. Experience a fast approval process with competitive rates and flexible terms.
  • Close your loan at any of our convenient branches or at most local dealerships – just tell the dealer you want your loan with St. Louis Community Credit Union.
  • You can enjoy an easy closing, including a mobile phone option.
  • Qualified borrowers may finance the purchase price, sales tax, Guaranteed Auto Protection (GAP), extended warranties and more.

Refinance

  • Find out how much you can save by simply bringing your auto loan to us.
  • Lower your rate, monthly payment or both over the life of your loan.
Unlock your potential to save! Apply online for an auto loan today, or call 314-534-7610. 

And that’s not all.

Does your financial institution automatically reduce your auto loan rate when your credit score increases?

We do! Here’s how it works:

Automatic Rate Reduction* — Once a Year, No Action Needed

Each year, we review our entire auto loan portfolio. If you’ve improved your credit score by 25 points or more, we’ll automatically reduce your auto loan rate by 0.25%.

  • No application
  • No fees
  • No hassle – your payment stays the same; plus the savings on interest paid will be passed directly along to you, because progress should pay off

Experience the St. Louis Community Credit Union difference!

*Applies to qualified auto loans only. All accounts must be in good standing and the Credit Union reserves the right to refuse a rate reduction based upon account status at the time of the review. This service is subject to change without notice and other restrictions may apply. Contact SLCCU for complete details.