If your employer requires Direct Deposit of your pay, but you don’t have an account at a financial institution, you don’t have to resort to high-cost check cashing services. Instead, consider a MoneyMAX Card from St. Louis Community. Each pay period, your full paycheck is directly loaded onto your exclusive card through the Credit Union,* and you have immediate access to your funds at an ATM or as a debit card wherever accepted. It’s the convenience of a debit card with lower fees than most other providers – plus you’ll enjoy access to cashier’s checks, money orders and prepaid Gift Cards at any St. Louis Community branch.
To apply for a MoneyMAX card, visit one of our branches.
*The nonmember thrift account is not a share account and the funds committed to the account are not insured by the National Credit Union Share Insurance Fund or any other governmental or private entity. ATM owners other than the Credit Union may choose to charge an additional fee or surcharge; a sign should be posted at the ATM to indicate additional fees. Balance inquiries may not be available at all ATMs. Negative balance: If you attempt to use your Card account for more than the then-current balance, we may refuse to authorize the transaction. However, if we do authorize the transaction, you will be charged the Negative Balance Fee stated in the Fee Schedule. In addition, you agree (a) that we may take the amount of the negative balance plus any fees from subsequent additions to the Card account or (b) to pay us on demand the amount of the negative balance plus any fees.