It’s Tax Refund Season!

Tax planning: Know the facts

Tax season is here. As always, the IRS encourages taxpayers to gather all of the relevant information they need before filing a tax return. Planning ahead can help you avoid delays that may impact your overall tax refund.

If you expect to receive a refund, please be mindful of the following items concerning your SLCCU account:

• SLCCU’s routing number is 281082423. When filing your taxes, use your member number when setting up direct deposit. Do NOT use the checking account number on your checks. This long-form number will not match, and unfortunately, the deposit will be returned.
• Tax refunds cannot be redirected. Refunds must be posted to the account number provided with the deposit. If the account number is incorrect in any way, the deposit must be returned.
• If your account was previously closed -- and a tax refund is sent to St. Louis Community Credit Union -- we are unable to reopen the account and accept the deposit. The IRS requires that the deposit be returned if the account is closed.
• You may check the status of your refund in the following ways:
  • Visiting the IRS website at irs.gov 24 hours after e-filing, and select Where’s My Refund?
  • Using a mobile device, you can download the IRS2Go app to check the status of your refund; or by
  • Calling the IRS to check the status of your return:
    • 800-829-1040 (for individuals)
    • 800-829-4933 (for businesses)
    • Please call only if:
      • It has been 21 days or more since you filed electronically;
      • It’s been more than six weeks since you mailed your paper return; or
      • The Where’s My Refund? tool on the website directs you to contact the IRS.

Don’t let April 15 catch you off guard. Collect your financial documents, such as W-2s, 1099s and receipts for deductible expenses in advance. Getting organized early will save time and help you avoid last-minute stress.

It pays to be prepared!

St. Louis Community Credit Union does not provide tax, legal or accounting advice. This content was prepared for informational purposes only, and is not intended to provide, and should not be relied on for tax, legal or accounting advice. Consult your own tax, legal and accounting advisors before engaging in any transaction.

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