Fee Schedule
* Click here to view the Fee Schedule in printable PDF.
Effective August 1, 2018
Effective August 1, 2018
| Account History Printout Fee | $5.00 |
|
Free |
| Account Number Transfer Fee | $30.00 |
| Account Reactivation Fee¹ | $25.00 |
| Account Research/Reconciliation Fee (per hour) | $20.00 |
| ATM Withdrawal Fees: | |
|
Free |
|
$1.00 |
| Cashier's Check Fee ($250 Minimum): | $3.00 |
|
$2.00 |
| Check Cashing Fees (per item): | |
|
$3.00 |
|
$5.00 |
| Check Copy Fee (per item): | $2.00 |
|
|
|
Free |
| Checking Account Fees: | |
|
Free |
|
Free |
|
Free |
|
$5.00 |
|
$2.50 |
|
$5.00 |
| Corporate Check Fee: | $1.00 |
|
|
| Dormant Account Fee³ | $4.00 |
| E-statements | Free |
| Enhanced Overdraft Privilege Fee (per month) | $5.00 |
| Excessive usage Fees: | |
| Club Accounts | |
|
$25.00 |
Save to Prosper4
Savings accounts |
$25.00 |
|
$5.00 |
| Daily Interest | |
|
$1.00 |
| Garnishment/Levy Fee (per item) | $20.00 |
| Invalid Address Fee (per month, due to a returned statement) | $2.00 |
| Limited Activity Fee (per month)5 | $4.00 |
| Manual payment due to ACH or check w/ incorrect account number Fee | $5.00 |
| Max Service Fees: | |
|
Free |
|
Free |
|
Free |
|
Free |
| Money Order Fee (per item) | $0.49 |
| Non-member funds availability research Fee (per item) | $2.00 |
| Non-Sufficient Funds (NSF) Fees: | |
|
$18.00 |
|
$18.00 |
|
$1.00 |
| Notary Service Fee (per signature notarized): | $1.00 |
|
Free |
| Overdraft Privilege Fee (per item) | $18.00 |
| Overdraft Protection Fee (only offered on Gold, Silver, and Ascend checking) | Free |
| Phone Check Withdrawal Fee | $1.00 |
| Paper Statement Fee (per month)6 | $2.00 |
| ProPay Loan Payments: | |
| Phone |
|
|
$0.75 |
|
2.69% of Payment + $0.25 |
| Self-Serve Portal | |
|
Free |
|
$4.95 |
| Replacement Debit Card Fee | $10.00 |
| Returned Deposited Check Fee | $10.00 |
| Statement Copy Fee | $5.00 |
| Stop Payment Fee - Check or ACH (per item): | $20.00 |
|
$25.00 |
|
$15.00 |
| Telephone Transfer Fee | $2.00 |
| Verbal phone request - check clearing information (per check) | $3.00 |
| Visa Gift Card Fee (per card) | $4.95 |
| Wire Transfer Fees: | |
|
Free |
|
$15.00 |
1 Account Reactivation Fee will be charged when a member requests that a restricted or closed account, due to a negative balance, be reopened. The account must first be brought to a positive balance.
2 Check Cashing Fee will be charged if there is less than $100 on deposit in the savings account and there is no other active relationship at the time of the transaction.
3 Dormant Account Fee will be charged to accounts with no activity for 6 months and a balance less than $100.00.
4 Save to Prosper Withdrawal Fee will be charged for the first withdrawal during a savings period. A second withdrawal during a savings period will resort in closure of the account. Penalties not applicable during the month of January.
5 Limited Activity Fee will be charged to account with 4 or less transactions during the month, no loans, no share certificates, or less than $100 total average daily balance. This fee does not apply to Smarty, Journey, or Silver accounts.
6 Paper Statement Fee does not apply to Smarty Accounts or primary members 65 years and older.
Items, procedures and/or charges not specifically indicated are subject to St. Louis Community's normal policy and pricing structure.
Fees are subject to change without notice.
