Fee Schedule
* Click here to view the Fee Schedule in printable PDF.
Effective August 1, 2018
Effective August 1, 2018
Account History Printout Fee | $5.00 |
|
Free |
Account Number Transfer Fee | $30.00 |
Account Reactivation Fee¹ | $25.00 |
Account Research/Reconciliation Fee (per hour) | $20.00 |
ATM Withdrawal Fees: | |
|
Free |
|
$1.00 |
Cashier's Check Fee ($250 Minimum): | $3.00 |
|
$2.00 |
Check Cashing Fees (per item): | |
|
$3.00 |
|
$5.00 |
Check Copy Fee (per item): | $2.00 |
|
|
|
Free |
Checking Account Fees: | |
|
Free |
|
Free |
|
Free |
|
$5.00 |
|
$2.50 |
|
$5.00 |
Corporate Check Fee: | $1.00 |
|
|
Dormant Account Fee³ | $4.00 |
E-statements | Free |
Enhanced Overdraft Privilege Fee (per month) | $5.00 |
Excessive usage Fees: | |
Club Accounts | |
|
$25.00 |
Save to Prosper4
Savings accounts |
$25.00 |
|
$5.00 |
Daily Interest | |
|
$1.00 |
Garnishment/Levy Fee (per item) | $20.00 |
Invalid Address Fee (per month, due to a returned statement) | $2.00 |
Limited Activity Fee (per month)5 | $4.00 |
Manual payment due to ACH or check w/ incorrect account number Fee | $5.00 |
Max Service Fees: | |
|
Free |
|
Free |
|
Free |
|
Free |
Money Order Fee (per item) | $0.49 |
Non-member funds availability research Fee (per item) | $2.00 |
Non-Sufficient Funds (NSF) Fees: | |
|
$18.00 |
|
$18.00 |
|
$1.00 |
Notary Service Fee (per signature notarized): | $1.00 |
|
Free |
Overdraft Privilege Fee (per item) | $18.00 |
Overdraft Protection Fee (only offered on Gold, Silver, and Ascend checking) | Free |
Phone Check Withdrawal Fee | $1.00 |
Paper Statement Fee (per month)6 | $2.00 |
ProPay Loan Payments: | |
Phone |
|
|
$0.75 |
|
2.69% of Payment + $0.25 |
Self-Serve Portal | |
|
Free |
|
$4.95 |
Replacement Debit Card Fee | $10.00 |
Returned Deposited Check Fee | $10.00 |
Statement Copy Fee | $5.00 |
Stop Payment Fee - Check or ACH (per item): | $20.00 |
|
$25.00 |
|
$15.00 |
Telephone Transfer Fee | $2.00 |
Verbal phone request - check clearing information (per check) | $3.00 |
Visa Gift Card Fee (per card) | $4.95 |
Wire Transfer Fees: | |
|
Free |
|
$15.00 |
1 Account Reactivation Fee will be charged when a member requests that a restricted or closed account, due to a negative balance, be reopened. The account must first be brought to a positive balance.
2 Check Cashing Fee will be charged if there is less than $100 on deposit in the savings account and there is no other active relationship at the time of the transaction.
3 Dormant Account Fee will be charged to accounts with no activity for 6 months and a balance less than $100.00.
4 Save to Prosper Withdrawal Fee will be charged for the first withdrawal during a savings period. A second withdrawal during a savings period will resort in closure of the account. Penalties not applicable during the month of January.
5 Limited Activity Fee will be charged to account with 4 or less transactions during the month, no loans, no share certificates, or less than $100 total average daily balance. This fee does not apply to Smarty, Journey, or Silver accounts.
6 Paper Statement Fee does not apply to Smarty Accounts or primary members 65 years and older.
Items, procedures and/or charges not specifically indicated are subject to St. Louis Community's normal policy and pricing structure.
Fees are subject to change without notice.