Apply for a Loan
If you are a St. Louis Community member with online account access, please log into our Online Banking service or click on Member to be redirected to our Online Banking login page to apply for any of the following loans. Applying through your online account access provides a faster decision process, as we are able to identify your membership immediately.
If you do not have online account access or you are not a St. Louis Community member, click on Nonmember. You do not have to be a member to apply.
AUTO LOAN – NEW, USED OR REFINANCE
When you need to borrow for a new or used car, or you want to save money by refinancing your current auto loan, come to the experts!
WORKS FOR ME PERSONAL LOAN
We make personal loans available for your borrowing needs. We can loan you money for new appliances or furniture, a vacation, bills, a personal computer or anything else life throws your way.
HOME EQUITY FIXED-RATE OR LINE OF CREDIT
Using your home’s equity is ideal for ongoing home improvement projects, uncertain long-term expenses, or convenient access to funds whenever you need them.
LEARN MORE ABOUT OUR LOANS
Our loan specialist can answer all your questions and show you how we outperform the competition. You can apply over the phone by calling 314-534-7610 during business hours. Our total automation allows for fast, efficient processing.
HOME LOAN
We have a fully diversified First Mortgage Loan portfolio with fixed-rate terms ranging from 10 to 30 years, as well as many adjustable-rate loans to fit your needs.
We have a fully diversified First Mortgage Loan portfolio with fixed-rate terms ranging from 10 to 30 years, as well as many adjustable-rate loans to fit your needs.
CREDIT MATTERS LOAN
If you want to establish credit for the first time, or you need to rebuild poor credit, our Credit Matters loan was designed with you in mind. Every member qualifies, so regardless of your credit, we can help you strengthen your credit score!
If you want to establish credit for the first time, or you need to rebuild poor credit, our Credit Matters loan was designed with you in mind. Every member qualifies, so regardless of your credit, we can help you strengthen your credit score!
SHARE-SECURED LOAN
These secured loans use the funds on deposit in your share certificate or share account (either savings or money market) as collateral,
These secured loans use the funds on deposit in your share certificate or share account (either savings or money market) as collateral,
PAYDAY LOAN ALTERNATIVE
We all face times when money is tight. If you find yourself in that position, consider a Freedom Line of Credit (FLOC), a payday loan alternative, from St. Louis Community. That’s because the last thing you need is to be taken advantage of by a lender who is motivated by profit, not your well-being.
We all face times when money is tight. If you find yourself in that position, consider a Freedom Line of Credit (FLOC), a payday loan alternative, from St. Louis Community. That’s because the last thing you need is to be taken advantage of by a lender who is motivated by profit, not your well-being.