Privacy Notice

Rev. Date 9/14

* Click to view the Privacy Notice in printable PDF

FACTS	What Does St. Louis Community Credit Union Do With Your Personal Information?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social security number and transaction history Credit history and credit score Payment history and wire transfer instructions When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons St. Louis Community Credit Union chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information	Does St. Louis Community Credit Union Share?	Can You Limit This Sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes – information about your transactions and experiences	No	We don't share
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We don't share
For non-affiliates to market to you	Yes	No

Questions?	Call 866-534-7610 toll free or go to www.stlouiscommunity.com

Who we are
Who is providing this notice?	St. Louis Community Credit Union

What We Do
How does St. Louis Community Credit Union protect my information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does St. Louis Community Credit Union collect my information?	We collect your personal information, for example, when you Open an account or pay your bills Apply for a loan or show your government-issued ID Show your driver's license We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes –information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. St. Louis Community Credit Union has no affiliates.
Non‑Affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Non-affiliates we share with can include organizations such as insurance companies or service providers who provide products available to you because of your membership at St. Louis Community Credit Union.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners can include organizations such as credit card companies or service providers.

Other Important Information
Currently Missouri does not have specific privacy law disclosure requirements.

Revised 01/2016