Raise Your Credit Score. Drop Your Auto Loan Rate.
Does your financial institution automatically lower your auto loan rate when your credit score improves? No? Well, at St. Louis Community Credit Union, we do exactly that because we work for you.
We believe your financial growth should be rewarded — not ignored. So, when you make progress, we help you keep more money in your pocket. That’s why we pay higher rates on savings, charge less on loans and celebrate your wins with real financial benefits.
Here’s how our members unlock lower auto loan rates — without the runaround:
Automatic Rate Reduction — Once a Year, No Action Needed
Each year, our team conducts a full review of our auto loan portfolio. If you’ve improved your credit score by 25 points or more, we’ll automatically reduce your auto loan rate by 0.25%.
- No application
- No fees
- No hassle – your payment stays the same; plus the savings on interest paid will be passed directly along to you, because progress should pay off
Experience the St. Louis Community Credit Union difference!
*Applies to qualified auto loans only. All accounts must be in good standing and the Credit Union reserves the right to refuse a rate reduction based upon account status at the time of the review. This service is subject to change without notice and other restrictions may apply. Contact SLCCU for complete details.
Want to improve your credit so you can benefit, too?
We’ve got your back. Whether you're starting from scratch or rebuilding your credit, we offer free tools and expert guidance to help you succeed.
· Free in-person or virtual financial coaching
· Free self-paced online financial education
· Free tools to connect you with resources beyond the credit union
And our affordable, flexible financial products are designed to meet you where you are:
- Loans to establish or rebuild credit
- Refinancing options to pay off expensive debt
- Lines of credit to help you stay on track
- Accessible, affordable loans for auto, home and business needs
We don’t just lend money — we build futures. Let’s start your financial journey today.
Bank where you belong!
As a member of St. Louis Community Credit Union, you're not just a customer — you’re an owner. That means we work with your best interest in mind, not some distant shareholders. Cooperative ownership means we’re in this with you — and when you succeed, we recognize and reward it.
So, if your bank or credit union isn’t celebrating your financial progress — maybe it’s time to switch to one that does.
St. Louis Community Credit Union
Save. Borrow. Thrive.
*Applies to qualified auto loans only. All accounts must be in good standing and the Credit Union reserves the right to refuse a rate reduction based upon account status at the time of the review. This service is subject to change without notice and other restrictions may apply. Contact SLCCU for complete details.
