*APR = Annual Percentage Rate. Subject to credit approval. Introductory APR available on new lines of credit only and is based upon underwriting criteria. After 12-month introductory period, APR may vary monthly for the remaining life of the loan between Prime Rate and Prime Rate plus a margin up to 3.00% based upon underwriting criteria and loan to value (LTV) at time of appraisal. Home Equity Line of Credit features variable rates that are based on the Prime Rate as published in the Money Rates section of The Wall Street Journal, and are subject to change. As of 12/14/2017 the Prime rate was 4.50%. APR may vary but will not exceed 13.50%. Minimum loan amount is $15,000. Finance charges begin the date a transaction is posted to your account. Properties securing home equity lines of credit must be located in St. Louis City, St. Louis County and select counties in Illinois. Property insurance will be required and flood insurance where necessary. Consult a tax advisor regarding tax deductibility. Refinancing available from other institutions only. St. Louis Community Credit Union’s NMLS ID# 616755.
**Closing cost offer applies to new lines of $15,000+. Excludes appraisal, if needed.
***Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. See Credit Union for complete details. St. Louis Community Credit Union NMLS ID# 616755