Second Chance Products & Services

We’re in your corner.

No matter what your financial situation might be, St. Louis Community Credit Union has you covered. That’s because we provide a number of second chance loans. These unique products and services can help you meet life’s challenges.

Need an emergency loan but don’t have the best credit?

We’ve got a payday loan alternative, as well as a title loan alternative – plus a Credit Builder loan to help improve your credit score, which can impact much more than your finances. We even offer a Payday Saver Loan to help members get out from under the heavy burden of debt and the high interest and fees imposed by payday lenders. We are committed to providing fair lending solutions that allow people to escape the payday debt trap and work towards accessing mainstream financial services.

At St. Louis Community, our number-one priority is to improve our members’ standard of living and better their lifestyles. Our Second Chance products and services will provide you with the tools you need to financially succeed, now and in the future.