Apply for a Loan

If you are a St. Louis Community member with online account access, please log into our Online Banking service or click on Member to be redirected to our Online Banking login page to apply for any of the following loans. Applying through your online account access provides a faster decision process, as we are able to identify your membership immediately.

If you do not have online account access or you are not a St. Louis Community member, click on Nonmember. You do not have to be a member to apply.

Auto Loan – New, Used or Refinance

When you need to borrow for a new or used car, or you want to save money by refinancing your current auto loan, come to the experts!

Works for Me Personal Loan

We make personal loans available for your borrowing needs. We can loan you money for new appliances or furniture, a vacation, bills, a personal computer or anything else life throws your way.

Home Equity Fixed-Rate or Line of Credit

Using your home’s equity is ideal for ongoing home improvement projects, uncertain long-term expenses, or convenient access to funds whenever you need them.

Learn More About Our Loans

Our loan specialist can answer all your questions and show you how we outperform the competition. You can apply over the phone by calling 314-534-7610 during business hours. Our total automation allows for fast, efficient processing.

  • Home Loan

    We have a fully diversified First Mortgage Loan portfolio with fixed-rate terms ranging from 10 to 30 years, as well as many adjustable-rate loans to fit your needs.

  • Credit Matters Loan

    If you want to establish credit for the first time, or you need to rebuild poor credit, our Credit Matters loan was designed with you in mind. Every member qualifies, so regardless of your credit, we can help you strengthen your credit score!

  • Payday Loan Alternative:

    We all face times when money is tight. If you find yourself in that position, consider a Freedom Line of Credit (FLOC), a payday loan alternative, from St. Louis Community. That’s because the last thing you need is to be taken advantage of by a lender who is motivated by profit, not your well-being.

  • Credit Card

    Credit cards are great for convenience, accepted just about anywhere, and give you the freedom to make purchases when you want.

  • Share-Secured Loan

    These secured loans use the funds on deposit in your share certificate or share account (either savings or money market) as collateral,

  • Payday Saver Loan

    If the payday loan cycle has you trapped, St. Louis Community is here to provide you relief with a Payday Saver Loan. You can consolidate up to $1,000 of payday loans at a reasonable interest rate and repayment period — no credit check required!

  • Title Loan Alternative

    For members who may not be able to secure more traditional loans because of bad credit or incomplete credit history, we offer the Freedom AutoMoney Loan, a title loan alternative.