Home Loan Products

When you think about your home, think about St. Louis Community Credit Union.

Whether you’re getting ready to purchase a new home, refinance it, or make improvements to your current home, St. Louis Community is proud to offer tailored solutions to fit your individual needs. Providing mortgages and home equity loans at affordable rates is just one of the ways we give back to our community.

Home Loans/ First Mortgage

We have a fully diversified First Mortgage Loan portfolio with fixed-rate terms ranging from 10 to 30 years, as well as many adjustable-rate loans to fit your needs. For first-time homebuyers, assistance programs are available for down payments and closing costs, and we offer one-on-one support and credit counseling to get you ready for this milestone.

Home Equity Line of Credit (HELOC)

A HELOC is an ideal loan for ongoing home improvement projects, uncertain long-term expenses, or convenient access to funds whenever you need them.

Fixed-Rate Home Equity Loan (HELOAN)

A HELOAN is your best bet when the cash you need can be quantified into a fixed amount — a specific home product or life event, for example.