If you’re surprised to learn that a credit union offers mortgage loans, then brace yourself for an even bigger surprise. We never charge points or origination fees – and we consistently offer some of the most competitive rates in the area! We have a fully diversified First Mortgage Loan portfolio with fixed-rate terms ranging from 10 to 30 years, as well as many adjustable-rate loans to fit your needs. We also offer no-money-down purchase loans to make getting your new home even easier (certain restrictions apply). If you’re getting ready to purchase a new home, then give our mortgage specialists a call. You’ll save time and have a lot more negotiating power when you’re pre-approved for your loan.   *Certain geographic restrictions apply.